RATE ALERT — PLANS UPDATED

Hi — new health plan rates are available for your area

Plans and subsidies in your area were just updated — based on your saved profile, you may qualify for a lower rate. Confirm your info to see your updated plans.

Your saved profile
Please check the box above to continue.

2026 plans now available — enrollment window open

Health coverage that fits your life — and your budget.

Compare ACA Marketplace, private and short-term plans side-by-side in under 2 minutes. Millions qualify for $0/month premium plans and don't know it.

100% free — no obligation Takes about 2 minutes Licensed agents, real humans
0plan options compared
0avg. yearly savings*
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How it works

Three steps to smarter coverage

No paperwork, no waiting rooms, no jargon. Just answers.

01

Tell us about you

A few quick questions — your ZIP, household and income range. That's how we find plans (and subsidies) you actually qualify for.

02

We compare the market

We scan Marketplace, private and short-term options from top-rated carriers in your state — side by side, in real time.

03

Lock in your rate

A licensed agent walks you through your best matches and handles enrollment — often the very same day.

Coverage options

Plans for every situation

Whether you're between jobs, self-employed, or just tired of overpaying.

Most popularLicensed agent reviewing marketplace health plans

Marketplace / ACA Plans

Full major-medical coverage with income-based subsidies. Many households pay $0/month after tax credits.

  • Pre-existing conditions covered
  • Free preventive care
  • Subsidies up to 100% of premium
Fast approvalDoctor reviewing short term health plan options on tablet

Short-Term Coverage

Flexible, budget-friendly protection that can start as soon as tomorrow. Great between jobs or waiting on enrollment.

  • Coverage in as little as 24 hours
  • Cancel anytime
  • Nationwide provider networks
Family favoriteFamily with private health insurance coverage

Private & Family Plans

Broader networks and richer benefits for families and self-employed pros who want more choice in doctors.

  • Keep your preferred doctors
  • Dental & vision add-ons
  • Year-round enrollment
Why families trust us

Your information is protected. Your options are real.

We're not a call center reading a script. We're a licensed comparison service built to find you the right plan — not just any plan.

Bank-level encryptionYour data is encrypted in transit and never sold to spam lists.
Independently verified consentEvery quote request is certified with TrustedForm® — you're always in control.
Licensed agents in all 50 statesReal humans who explain your options in plain English — zero pressure.
Licensed health insurance agent consultation
Real results

People like you, paying less

★★★★★

"I'd been uninsured for two years because I thought I couldn't afford it. Turns out I qualified for a $0 premium plan. Took one phone call."

MT
Maria T.Houston, TX
★★★★★

"Between jobs and panicking about coverage for my kids. They found us a short-term plan that started the next morning. Lifesaver."

DW
Darnell W.Atlanta, GA
★★★★★

"Self-employed and was paying $612/month. Same level of coverage now costs me $238. I wish I'd checked years ago."

KR
Kelly R.Charlotte, NC
Questions

Good questions, straight answers

Yes — 100%. We're paid by insurance carriers when we help someone enroll, so comparing plans never costs you anything and you're never obligated to buy.

ACA Marketplace plans cover pre-existing conditions by law — you can't be denied or charged more. We'll help you find the plan whose network and drug coverage fit your situation best.

Federal subsidies (premium tax credits) are based on your household size and income. For millions of Americans, the subsidy covers the entire monthly premium — you just have to check whether you qualify.

No. Your request goes to a licensed agent to prepare your quotes — not to a spam list. Your consent is certified with TrustedForm® and you can opt out anytime.

Often, yes. Life events like losing coverage, moving, marriage or a new baby open a Special Enrollment Period. Short-term and private plans also enroll year-round.

Two minutes could save you thousands.

Check your rate now — it's free, fast, and there's zero obligation to enroll.

Your free quote
Where do you need coverage?

Plans and pricing vary by location.

Please enter your ZIP and state.
Who is the coverage for?

Tell us your name so we can prepare your quotes.

Please enter your first and last name.
A little about you

Age affects which plans and subsidies you qualify for.

Please enter a valid date of birth.
Your household

Subsidies are based on household size and income — this is how people end up with $0 premiums.

Please select household size and income.
Are you currently insured?

Either way is fine — it just changes which plans we show first.

Please choose an option.
Where should we send your plan options?

Your street address helps confirm plan availability in your exact area.

Please enter your address and city.
Last step — where do your quotes go?

A licensed agent will prepare your personalized plan comparison.

Please complete phone, email and check the consent box.

256-bit SSL — your information is secure

Finding your updated plans…

Checking Marketplace rates in your area…

You're all set!

Your updated plan comparison is being prepared right now. A licensed health insurance agent will reach out shortly from a local number to walk you through your lowest-rate options — including any $0 premium plans you qualify for.

📞 Keep an eye on your phone — most quotes are ready in under 15 minutes during business hours.