These Terms of Use ("Terms") govern your access to and use of FindHealthPlanNow.com (the "Site") and the services offered through it (the "Services"), provided by FindHealthPlanNow ("FindHealthPlanNow," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.
FindHealthPlanNow is a free online insurance comparison service. We are not an insurance company, agency, or broker. We do not sell insurance, issue policies, bind coverage, or provide insurance quotes ourselves. The Services help connect you with licensed insurance agents, carriers, and marketing partners who may contact you and offer quotes or related products. Any insurance transaction is solely between you and the applicable insurer or agent.
You must be at least 18 years old and a resident of the United States to use the Services. By using the Site, you represent and warrant that you meet these requirements and that all information you provide is true, accurate, and your own.
By submitting your information through the Site, you expressly consent to be contacted by FindHealthPlanNow and the partners with whom your information is shared, at the telephone number(s) and email address you provide, including through automatic telephone dialing systems, artificial or pre-recorded voice messages, SMS/text messages, and email, even if your number appears on a state or federal Do Not Call list. Consent is not a condition of purchasing any goods or services. Message and data rates may apply; reply STOP to opt out of texts. See our Privacy Policy for details.
Content on the Site, including articles, statistics, averages, discount and savings ranges, and rate information, is provided for general educational purposes only and does not constitute insurance, financial, or legal advice. Savings and premium figures are illustrative industry estimates, vary by individual, state, and insurer, and are not guarantees. We do not guarantee that you will receive a quote, qualify for coverage, or save money.
The Site may contain links to, or facilitate connections with, third-party websites, agents, carriers, and partners. We do not control and are not responsible for their content, products, services, privacy practices, or communications. Your dealings with any third party are solely between you and that third party.
The Site and its content, including text, graphics, logos, and design, are owned by or licensed to FindHealthPlanNow and are protected by intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from the Site without our prior written permission.
The site and services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free, or that information provided will be accurate or complete.
To the fullest extent permitted by law, FindHealthPlanNow and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your use of (or inability to use) the site or services, even if advised of the possibility of such damages. To the extent liability cannot be excluded, our total liability will not exceed one hundred U.S. dollars (US $100).
You agree to indemnify and hold harmless FindHealthPlanNow and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your information, or your violation of these Terms or applicable law.
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to the Site or these Terms will be resolved exclusively in the state or federal courts located in Florida, and you consent to their jurisdiction and venue, except where applicable law provides otherwise.
We may update these Terms from time to time. Changes are effective when posted, and we will revise the "Last updated" date above. Your continued use of the Site after changes become effective constitutes acceptance of the updated Terms. If any provision is found unenforceable, the remaining provisions will remain in full force.